Ex wife and credit cards?

My friend has been divorced for 3 years and during their marriage they got into a bit of financial difficulty. His credit card company called him and said they were going to close his account due to non payment. This was during the time when she was moving out of province and when she arrived there she called the company and had the address changed on the account to which she was only a co-applicant and made enough of a payment to keep the card open. The credit card company assumed (I guess) that he was at this address because that is what she told them. She has since charged on this account and not made any more payments. He applied for another card a couple weeks ago and then he got a phone call from the credit card company telling him about the debt he had from the old card still outstanding. Now his credit is destroyed and has a large debt to pay off. Is there something he can do about her frauding his address change and opening mail addressed to him?

Ex wife and credit cards?

If he didn%26#039;t close the cards, he is responsible for them....most credit card companies now days call you or send notification if something has changed ...address change, telephone number change, purchases made in a different part of the country or area.

Marital debts are marital debts...if they were joint holders of the account he is as much responsible for paying the account as she is. If he is the primary and she just has the second card on the account, He is responsible for all of it. If he really wants to he can drag her into court ( but most likely the credit card scenario has already been decided by a court) and a judge can decide on who has to pay the bills and or who is responsible...provided that he did not already make a judgment that your friend was to pay the credit card bills.

Ex wife and credit cards?

Be smarter in the future and not put women on his credit card account. Then call the credit company and talk to them. If you can say the right words they may wave some of the fees for him. Probably will still end up paying but maybe not as much.

Ex wife and credit cards?

Yes, file a police report and go from their.

If he reports her from fraud he will not be responsible for any charges made after they separated. He will however have a hell of a time trying to clear this up with the credit company%26#039;s. The best thing to do is ask for each credit card company to send him a notarized letter stating what happened so when he ever apply%26#039;s for anything else he will have this on file as a backup. He can also send a copy of the letters to all 3 credit agency and they will post it along with his credit report so that way anyone that pulls he credit will know what happened and most likely not fault him. But the letters must be notarized.

Good Luck

Ex wife and credit cards?

They will both be responsible for this debt. However if he communicates with the credit company and can supply a divorcee decree along with proof of who%26#039;s responsible for the debt that will help his case. He is going to have to real fight on his hands but communication with the credit company is going to be key.