Does everyone use credit cards nowadays?

I have only used a credit card once in my lifetime, which was a good 18 years ago. I do not like paying interest charges, I do not like charging anything. I strongly feel that if mnore people was like that, they wouldn%26#039;t have so many bills.BUT WHY I AM ASKING IS FOR THIS REASON....on yahoo. in order to EMAIL A NICE MAN (if one is so lucky to find one) one needs a MEMBERSHIP...BUT IN ORDER TO GET a MEMBERSHIP ONE NEEDS A CREDIT CARD....I DO NOT WANT OR NEED A CREDIT CARD....SO DOES THAT MEAN THAT I AM COMPLETELY OUT OF LUCK OF EMAILING A MAN ON YAHOO..PLEASE help me as there are a few nice men on here that I want to get a hold of but don%26#039;t have any clue on how to do that without a CREDIT CARD..is it possible that there is away around this mess..I can pay for a membership any other way I have the money but I do not have a credit card... thank you..

Does everyone use credit cards nowadays?

Welcome to the new millenium. Without a credit card, you can%26#039;t rent a car, book a hotel or even make an appointment at the day spa I go to.

That being said, you should have a credit card to establish a healthy credit rating and to use in circumstances just like the one you mentioned. It doesn%26#039;t mean you have to pay interest. Just pay your bill on time and in full each month and no interest accrues. If you get a rewards card, you can even earn cash back and other stuff for using the card so it%26#039;s a win-win.

Does everyone use credit cards nowadays?

credit cards stink and are unnecessary, but needed in many cases. you can buy a prepaid Visa debit card at many places, look into it!

Does everyone use credit cards nowadays?

I don%26#039;t have a credit card and never have had one. I will never have one. What%26#039;s the point? I can use my debit card for everything. I can use it to but groceries, hotel stays, beauty salons, anything or anywhere that excepts cards with a visa logo and I earn rewards everytime I run my card as credit instead of debit. I also have a 500 dollar credit line so if anything ever comes up I have the option of calling my bank OR the automated system and getting a cash advance. Also a lot of times you can use your debit card as a credit if wanting to order anything online. Anyway that%26#039;s what I%26#039;ve been told, but ordering things online is risky because of hackers and spyware etc.

Does everyone use credit cards nowadays?

If you ever want to establish credit, then you will need credit. When purchasing a home, mortgage companies look for established paid accounts. How else would they know your payment history.

The credit card companies are not really the problem, its the consumer. If you are very good with your finances you will know how to use them. I have four for emergencies, trips etc. I only charge what I know I can pay off in a month no more than two.

If you are just needing to order something off the internet, simply use your visa or master debit bank card. They are used just like credit cards.

Hope that helps!!