Saturday, October 31, 2009

Are there other ways to pay on-line transactions if i don't have credit cards, paypal or other

I have a hard time purchasing items on the internet since most of these vendors requires credit cards, paypal and other electronic payments that i don%26#039;t have at present. There must be some alternatives to these. Can you suggest some? Many thanks.



Are there other ways to pay on-line transactions if i don%26#039;t have credit cards, paypal or other e-pymt types?

Some sellers accept money orders, or checks, they will usually wait for your check to arrive and clear before providing the product.



Banks offer pre paid credit cards, for people with no credit record or who would just simply avoid the temptation. You go to the bank get one of these %26quot;Credit Cards%26quot; which you can use both electronically or traditionally, however they only provide the money you have prepaid say 100$.



I strongly advice you against getting a Debit card and using it online. While most debit cards can behave like credit cards, they are usually not insured, so if you are a victim of fraud, you are unlikely to get any of your money back... thus the previous solution i offered, your loss potential is equal or lower than the total cash you gave the bank. (By the way, debit card as you probably already know take the funds from your bank account automatically)



Are there other ways to pay on-line transactions if i don%26#039;t have credit cards, paypal or other e-pymt types?

You could provide the money to a friend and have them purchase it for you on-line.



A debit card works well.

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