Does anyone have any honest answers to this question - If I have several credit cards that are in &q

our family has several credit cards that are in charged off status (meaning that they are with collection agencies) does anyone know how we can work with them to pay them off to become a debt free family -- we are currently living paycheck to paycheck

Does anyone have any honest answers to this question - If I have several credit cards that are in %26quot;charged off

First thing is to do some financial planning and make a budget. I suggest getting rid of all the other cards you still use, and quit spending money that you don%26#039;t have.

Next thing is to go see your bank and ask if you can qualify for debt consolidation ... this takes over all the credit card debt and places it into a single payment with the net having a lower interest rate.

Now stick with the plan and resist the urge to cheat on money spending.

You can do it.

Does anyone have any honest answers to this question - If I have several credit cards that are in %26quot;charged off

if they%26#039;re already in collection you are going to need to work with collection agency on payment, it%26#039;s out of the card company%26#039;s hands now.

I would suggest doing a search on debt consolidation companies. what they usually do is buy your debt, and make them 1 large debt and you just pay off that. some act as a broker and neg. with collections for you for a payment option.