What if I merge two credit cards? Do I loose some points in this?

If I merge two credit cards from same company, do I loose some points from my credit score? If I loose any credit card and if I ask for new one for the same account, does that affect my credit score?

What if I merge two credit cards? Do I loose some points in this?

If you lose a credit card, you should report it immediately to the credit card company. Otherwise, you%26#039;ll likely end up with a whole lot of charges on that account that you didn%26#039;t make.

The credit card company will issue you a new card and this will have no affect on your credit score.

Merging two credit card accounts shouldn%26#039;t impact your credit score if the credit limit equals the total of the two separate accounts. It isn%26#039;t the number of accounts as much as the available credit to debt ratio that affects your credit score.

What if I merge two credit cards? Do I loose some points in this?

Your questions would best be directed to your credit card company. Please give them a call.

Good luck.

What if I merge two credit cards? Do I loose some points in this?

My answer is no. When you consolidate 2 accounts from the same company into one, you still have the same available credit instead of splitting into 2 cards, now you only have one. Your total credit line should be the same.

If you lose your credit card and the credit card company send you a replacement card, your credit history with that company hasn%26#039;t changed, the only thing has changed is your credit card number.