Wednesday, May 26, 2010

What do you do if a family member has committed identity theft against you and taken out credit card

I have a family member that has committed identity theft against myself, as well as my father. He has established credit cards under my name using my social security number and I am afraid that going to authorities will cost me money, or get him into some serious trouble. He has taken credit cards out in my name and they have now been handed over to collection agencies. Needless to say, my credit is screwed. He is will to admit his wrong-doings. Can the amounts be taken out of my name and somehow established under his own? The same with my father? What do I need to do to clear my name and hopefully, protect this family member at the same time, in terms of jailtime. Any help would be greatly appreciated.



What do you do if a family member has committed identity theft against you and taken out credit cards?

My advice is to speak to a lawyer and the best, most inexpensive way to do this is through Pre-Paid Legal Services. For more information visit the website below, and feel free to contact me through that site if you have further questions on how this service may be able to help you. I encourage you to find out what your rights and options are in this situation.



I wish you the best of luck.



http://www.getprotectedhere.com



You need to talk to a lawyer, Pre-Paid can help with that. They also offer and identity theft shield program where they assign and investigator (from Kroll) to handle all the paperwork and other countless issues that go into dealing with identity theft. Because this has already happened, it will cost you to get this corrected through Identity Theft Shield, but the lack of headaches will be worth it. A pre-Paid Legal Plan in my State (WA) is $17 + $9.95 for the Identity Theft Shield. I would check both of them out.



What do you do if a family member has committed identity theft against you and taken out credit cards?

Call the police - then shoot him. If he is a family member then just in the shoulder or kneecap - but shoot him all the same. People have to learn.



What do you do if a family member has committed identity theft against you and taken out credit cards?

call the cops and report this asap !



What do you do if a family member has committed identity theft against you and taken out credit cards?

I%26#039;d prosecute them to the fullest extent of the law, then I%26#039;d KILL %26#039;em.



What do you do if a family member has committed identity theft against you and taken out credit cards?

go to the police its a fenlnoly silly



What do you do if a family member has committed identity theft against you and taken out credit cards?

He committed a serious crime and it can ruin yours and your fathers credit. He must be turned into the police. If you let him get away with this next time it may be much more serious.



What do you do if a family member has committed identity theft against you and taken out credit cards?

Get a credit report. The cost is worth the benefit. Find the mistakes. Force him to admit to it, get your credit fixed. Forget prosecuting until you get your life back on track first. Once he%26#039;s admitted to the mistakes, and you get clearance that your report will be changed, THEN go after him.



What do you do if a family member has committed identity theft against you and taken out credit cards?

even if it was my brother i would get him in jail, you mite be the first but if that person dose not get the impact of is actions it could be worst in the future.



What do you do if a family member has committed identity theft against you and taken out credit cards?

We should%26#039;ve been only child%26#039;s



What do you do if a family member has committed identity theft against you and taken out credit cards?

You really should turn him over to the police. What he has done is illegal!!! He%26#039;s ruined your credit, your name and your father%26#039;s. He needs to be stopped NOW!!



What do you do if a family member has committed identity theft against you and taken out credit cards?

Wow, that%26#039;s a tough one. You hate to rat out a family member but he must have no conscious at all to screw both you and your father over. I would definately call the authorities and any financial institutions that are involved after you file your police report.



Thanksgiving dinner should be really interesting with your family this year.



What do you do if a family member has committed identity theft against you and taken out credit cards?

He needs to be held accountable for what he%26#039;s done. You don%26#039;t need to press charges against him. Just let the credit companies know and they%26#039;ll take the necessary legal action. Meanwhile, you get your credit repaired and he learns a tough lesson.



Also, at this point there%26#039;s no way to get the balances transfered to his name. A serious crime has taken place and the accounts will likely be frozen. He%26#039;ll likely be required to repay whatever he%26#039;s fraudently borrowed, in addition to fines and possible prison time.



FYI, you didn%26#039;t do this - he did. He obviously felt that you and your father were targets that he could get away with harming. That%26#039;s not what I call family. He was completely disloyal to you and he%26#039;s betrayed you in a very serious manner. Like I said, you don%26#039;t have to prosecute. Just let the finance institutions know what%26#039;s happened so that you can straighten out your end. You have zero responsibility to feel guilt as a result of any action these companies might take.



What do you do if a family member has committed identity theft against you and taken out credit cards?

If you don%26#039;t go to the police, you will be held responsible for the charges on the credit cards the family member took out fraudulently. Your credit will not be screwed if the purchases were unauthorized by you; you are legally not responsible for credit card charges you did not authorize. Your family member must pay his dues, and if you won%26#039;t press charges the credit bureau will because if he doesn%26#039;t pay them back the money he owes then they will be set back. I%26#039;m sorry, but the family member is a criminal and he needs to be treated as such.



What do you do if a family member has committed identity theft against you and taken out credit cards?

Why would you want to protect someone who has ruined your credit? Do you have any idea how long and how hard it is going to be to straighten this mess out?



Why should he make a mistake and not be held accountable? Call the police or go to the station and make a report. You%26#039;ll have more help with clearing this up than if you try to %26quot;hide%26quot; him from legal punishment.



I can see him now, sitting there thinking, %26quot;Ha. She likes me. She isn%26#039;t going to turn me in. I%26#039;m going to go out and buy some CDs and maybe some beer. She isn%26#039;t going to tell on me.%26quot;



What do you do if a family member has committed identity theft against you and taken out credit cards?

You need to make sure the person is not using your ID. Actually reporting it is the best. That person may not want to pay off the debts they have run up in your name once you say that you don%26#039;t want to press charges. Once it is reported then you can start getting things back in order.



What do you do if a family member has committed identity theft against you and taken out credit cards?

It won%26#039;t cost you anything but pride. Call the police and make sure that everyone knows about them too.



Sooner than later!!!!



What do you do if a family member has committed identity theft against you and taken out credit cards?

dont let them get away with it they obviously have no respect 4 u or other members of your family u wouldnt let a stranger do it 2 u they might think twice about tryiny 2 screw u over again u dont get nothing in life 4 free maybe your the one to teach them that lesson people like that make me sick why should they get away with free loading its fraud so **** them



What do you do if a family member has committed identity theft against you and taken out credit cards?

Grab the fam member by throat - get cards and cut up - call all companies and tell them - write to credit report companies and tell them.



If the fam member is under 18 not too much will happen to him or her. If older something might - but you gotta clear your and your dads credit up.



What do you do if a family member has committed identity theft against you and taken out credit cards?

unfortunately dude the only thing that you can do is lick your wounds and pay that debt. you should prosecute to the fullest extent of the law you are a victim. He is gonna have to pay for it sooner or later, we reap what we sow. if you and your father dont take care of it , he may not be so lucky next time. He hasnt learned his lesson by you rewarding him for sticking nine inches of d... up in you.



What do you do if a family member has committed identity theft against you and taken out credit cards?

Why would you want to protect someone who stole from you? Because that%26#039;s exactly what they did when they took your identity without your permission. Stealing should be prosecuted no matter who it is!



What do you do if a family member has committed identity theft against you and taken out credit cards?

report them they have no claim to family now



What do you do if a family member has committed identity theft against you and taken out credit cards?

Call the authorities and report it. Letting him get away with it is the best way to tell him that what he did was ok. Protecting them is the worst thing you can do for them. You cannot clear your credit unless it is reported.



In a nutshell why would you be willing to screw yourself and your future to protect someone who treated you that way. If he is willing to admit his wrong doings, he should be willing to accept the punishment. He knew when he did it, it was wrong and that there was a chance he would get caught. Its time for him to grow up and accept the consequences.



What do you do if a family member has committed identity theft against you and taken out credit cards?

A few immediate steps to take, regardless if it%26#039;s a family member, when faced with identity theft:



1) Contact your bank %26amp; other lenders immediately to freeze the accounts and/or flag those suspicious transactions



2) Contact any of the three major credit bureaus to file a %26quot;fraud alert%26quot;



3) File a police report where you live to have the documentation needed to eventually reverse those fraudulent charges.



Additionally, most identity thieves do not simply victimize you once. If initially successful, they will either find additional ways to vandalize your credit and/or pass your sensitive information on to their criminal friends who will attempt to repeat the process.



In any case, regardless of family membership or not, identity theft is a crime against you and you do have certain rights to protect your financial future.



For more details on how you can fight back or better yet prevent this from happening to you, check out this resource for what a mother recently did when faced with repeated identity theft attacks from her very own daughter.

No comments:

Post a Comment